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Jean Chatzky Quotes


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Quotes by Jean Chatzky

Showing 11-20 of 98 Quotes by Jean Chatzky

If you decide you need a secured card, use it to charge small items every month, then pay the balance off in full. If your credit score improves, and the bank doesn't offer to upgrade your card within 12 to 18 months, give them a call. If they refuse, try another lender.

~Jean Chatzky

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I'm big on setting goals, but I also think that if you have too many lofty ambitions and set goals for everything, you can sabotage your efforts by overextending your brain.

~Jean Chatzky

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Embrace your fire - even in hard times. A down economy can actually be a great time to start a business.

~Jean Chatzky

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Being charitable provides a boost to your psyche that is tough to replicate in any other way. But note that although any charity will happily take your money, you can give in other ways and still reap the same happiness reward. Volunteering and donating your old or unused belongings have the same result.

~Jean Chatzky

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Debt certainly isn't always a bad thing. A mortgage can help you afford a home. Student loans can be a necessity in getting a good job. Both are investments worth making, and both come with fairly low interest rates.

~Jean Chatzky

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Your retirement comes before your children's tuition. That's because there's no financial aid for retirement, and there's still a good deal available for college.

~Jean Chatzky

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One of my rules is: If it's good for the planet, it's usually good for your wallet.

~Jean Chatzky

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People with financial plans are much more likely to feel prepared, even in tumultuous times. They're more likely to feel that their dreams and goals are secure. And, oh yes, they do actually save significantly more.

~Jean Chatzky

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While it's true a small treat won't blow your budget, indulging every day could - the same way a slice of cake probably won't hurt but, if you make it a daily habit, you may have trouble fitting in your pants.

~Jean Chatzky

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If your appraisal comes back too low - you don't have at least 10% equity for a conforming loan or 20% for a jumbo loan - you might not be able to refinance at all, at least with a loan that's packaged and sold to Fannie Mae and Freddie Mac. That means you may have to pay a much higher rate.

~Jean Chatzky

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Biography

Nationality: American

Type: Journalist

Born: November 7th, 1964

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